Trusted Since 2011  ·  9000+ Clients

Smart Bano Digital Gold Chuno

Vighnaharta Gold Ltd. has made purchasing 24 carats of pure Gold very easy, with various options even on an instalment basis, from your preferred jeweller.

9000+ Happy Customers
300+ KGS Gold Bookings
80+ KGS Gold Delivered
Rate Lock Facility Digital Gold 9,000+ Clients Worldwide 300+ KG of gold booked 80+ KGS of gold delivered Pocket friendly EMI Hassle-free Transactions 9,000+ Clients Worldwide 300+ KG of gold booked 80+ KGS of gold delivered

VGold at your fingertips

INDIA’s first online 24k Gold booking portal.

Interest-Free Gold EMI

Buy 24K gold through easy monthly instalments without paying any interest charges.

Flexible Gold Plans

Choose convenient tenures of 1 to 5 years for booking and purchasing physical gold.

Gold Rate Protection

Your gold rate gets locked at the time of booking, protecting you from future price hikes.

Easy Monthly Payments

Pay a small processing fee initially and complete the balance through equal monthly EMIs.

Low Processing Charges

Processing fees range between 2% to 3% per 10 grams depending on your selected tenure.

Quick Booking Process

Start your gold booking instantly by paying the first EMI along with the processing fee.

No Interest on EMIs

Enjoy completely interest-free instalments throughout your selected gold booking tenure.

Late Payment Policy

Late payment charges of ₹50 per gram per month apply if any EMI instalment is missed.

Pre-Closure Facility

Customers can close their plan early with applicable pre-closure charges on remaining tenure.

Refer & Earn Points

You can refer your Friends, Family & relatives, to Vighnaharta Gold and earn a handsome income as a referral Bonus of Rs. 250/- per 10 grams on Gold Booking & Gold Deposit.

Getting Started is Simple

01
Purchase gold with EMI

Book 10 grams of gold by paying a one time processing fee of 2% on the current gold rate.

02
Choose Your Tenure

Select your preferred tenure from 12/24/36/48/60 months and lock todays goldrate for the selected period.

03
Pay EMIs and collect your gold

Pay your monthly EMIs on time and upon completion of your tenure collect your gold from your preferred jeweller.

Gold Solutions for Every Need

24K Gold Booking

Book 24 Carat 99.5 purity gold by paying a one-time processing fee and your first EMI. Choose flexible tenures from 12 to 60 months and complete the balance through equal monthly instalments. Gold is delivered across India through your preferred jeweller after plan completion.

Gold Deposit Growth Plan

Deposit your 24 Carat 99.5 purity gold with us and earn up to 4% gold growth annually. A one-time processing fee of ₹225 per gram is applicable. Turn your idle gold into a valuable long-term earning asset with secure growth benefits.

Lifetime Membership Benefits

Our lifetime membership card gives exclusive discounts ranging from 15% to 75% on jewellery making charges. Enjoy benefits at trusted jewellers including PNG, Ranka, Marathe Jewellers, Gold Mart, HP Jewellers and many more partner stores.

Mahendra Luniya Chairmen of Vighnaharta Gold Ltd.

Chairman's view on gold

Vighnaharta Gold Ltd. has made purchasing 24 carats of pure Gold very easy, with various options even on an instalment basis, from your preferred jeweller.

Vighnaharta Gold Ltd. You can book 24 carat pure Gold with us for future Investment, by paying one time processing fee and first EMI as per your selected tenure from 12/24/36/48 & 60 months. The processing fee is 2%-3% per 10 grams depends on your tenure. Your EMIs will start from the month of booking and first EMI has to be paid at the time of booking. Once the Tenure is Completed, you get your Gold Delivered from your preferred Jeweller across pan India.

Discover Our Story

Current Gold Rates

Rate details for booking plans and monthly installment options.

GOLD RATE PER 10 GMS ON 15-05-2026

Rs 151,000 /-
TENURE IN MONTHS PROCESSING FEES MONTHLY EMI PAY TODAY
12Rs 3,020 /-Rs 12,584 /-Rs 15,604 /-
24Rs 3,096 /-Rs 6,292 /-Rs 9,388 /-
36Rs 3,171 /-Rs 4,195 /-Rs 7,366 /-
48Rs 3,247 /-Rs 3,146 /-Rs 6,393 /-
60Rs 3,322 /-Rs 2,517 /-Rs 5,839 /-
72Rs 3,398 /-Rs 2,098 /-Rs 5,496 /-
84Rs 3,549 /-Rs 1,798 /-Rs 5,347 /-
96Rs 3,700 /-Rs 1,573 /-Rs 5,273 /-
108Rs 3,851 /-Rs 1,399 /-Rs 5,250 /-
120Rs 4,002 /-Rs 1,259 /-Rs 5,261 /-

Note: Please Note First EMI should be paid at the time of booking and For tenure of 72 months and above, a minimum booking of 100 grams of gold is required.

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